Tap • Pay

Accept payments via NFC or links. Simple setup, instant payouts, and clear reporting — built for modern South African businesses.

NFC Tap & Pay

How to Use ZAS Tap And Pay App

Make sure you watch this video in order to know how to start accepting payments on your ZAS Tap And Pay App

ZAS TAP & PAY

How ZAS Tap & Pay Works

(NFC-enabled Android phones only)
  1. 1

    Download

    Open Google Play, search for ZAS Tap & Pay, and install the app.

  2. 2

    Register as a Merchant

    • Complete the in-app application.
    • Upload your documents (ID, Proof of Bank Account, and Proof of Residence). Additional docs for registered businesses.
    • After submitting, wait for approval (up to 72 hours) to receive your OTP.
  3. 3

    Accept Payments

    • Enter the OTP once received.
    • Enter the amount.
    • Tap the card to your phone.
    • Send the receipt via SMS or Email.
  4. 4

    Receive Payment

    Funds are paid to your bank account within 1–2 business days.

Need help? Your community agent or ZAS support can assist with registration.
ZAS Tap & Pay

Fees

No fixed fees. No monthly. No subscriptions. No settlement charges. Keep it simple: tap, get paid, move on.

No App Fees

Download and use ZAS Tap & Pay with zero app charges.

No Monthly Fees

Access the app anytime — no monthly charges or lock-ins.

No Subscription Fees

Keep ZAS on your phone — no subscriptions, no surprises.

No Settlement Fees

Move your money with no settlement charges attached.

Pay As You Transact

2.5% (excl VAT) — Debit Cards 3% (excl VAT) — Credit Cards

You Only pay a transaction Fee of 2.5% (excl VAT) Debit Cards & 3% (excl VAT) Credit Cards, when you accept payments. We have competitive fees compared to the Market and can customize your fees according to your turnover.

Who Can Use ZAS?

Freelancers & Hustlers

Spaza Shops & Traders

Hairdressers, Cleaners & Handymen

Registered & Informal Businesses

NGOs, Churches & Community Agents

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Download the ZAS Tap & Pay App

Free on Google Play. Start taking payments with your phone — fast setup, NFC support, receipts via SMS or Email.

CONNECT WITHOUT LIMITS